Income Tax Breaks For College Education – Don’t Forget to Use Them

Fortunately, in recent years, our government has been making efforts to add tax benefits for families with children in college. Some of these are better than others, but all of them require you to keep track of your education expenses and to compare them to your IRS form 1098-T.

Most families will qualify for some income tax relief as a result of paying for college expenses. As of this writing there are three types of tax credits that you may qualify for. The Hope, Lifetime Learning and American Opportunity credits all provide a direct income tax reduction of up to $2,500 per year, per student in college. But you can only use one of these credit programs per college student, per income tax year.

Tax Credits: These are the best form of income tax savings as they can actually increase your tax refund, (by reducing your taxes) dollar for dollar, in the exact amount of the credit that you qualify for. If you have two children in college, you could reduce your income taxes by up to $5,000 each year, just from these tax credits alone.

Student Loan Interest: There is also an income tax deduction for student loan interest which can be used to reduce your taxable income by the amount of student loan interest that you paid during the year. This isn’t quite as good as a direct credit, because it only reduces your taxable income. As an example is you are in a 28 percent tax bracket and you have a $1,000 deduction for student loan interest, it will save you $280. (eg. $1,000 x.28 = $280)

Tuition and Fees Deduction: If you are unable to qualify for the tax credits, you may qualify for the Tuition and Fees income tax deduction which allows you to reduce your taxable income for an amount up to the amount you pay for tuition and certain approved college fees. There is a cap on this and it can vary depending on the number of students in college and your income. Like the student loan interest deduction above, the savings are based on your tax bracket.

Education Savings Deductions: There are also tax breaks for using Coverdell Education Savings Accounts (CESA), and IRS Section 529 college savings plans. These are also deductions from your taxable income in an amount up to the amount you contribute to these education savings plans. There are limits on these deductions and the contributions; but these limits can vary by state, so check with yours.

Employer Programs: Another income tax savings program may exist in the form of employer-provided educational assistance programs. These allow you to receive help, usually in the form of a reimbursement, from your employer to cover some or all of the costs associated with your college education. Your employer gets the deduction for these expenses, but you receive the reimbursement money tax-free in most cases.

Work Related Education: Lastly, you may qualify for a deduction for work-related education expenses, if your education costs were not reimbursed and you meet certain IRS criteria. To be able to deduct these expenses, you have to itemize your deductions on Schedule A and must have enough miscellaneous expenses to exceed two percent of your adjusted gross income.


For all of the above tax savings, be sure to mention that you have education related expenses to your tax preparer or accountant at tax time. Keep good records of what is spent during the year for college and ask a lot of questions when you sit down to actually prepare your taxes.

If you would like to discover more strategies to help maximize financial aid and reduce the high costs associated with college, you can download your FREE College Cost Savings Kit by clicking here. Download, print and share it with your friends or family. I’m confident it will help you to find new ways to save and get the most out of your college education… and do it all for less.

Samsung Phones

Samsung is a Korean electronics company that has become a giant in the phone industry.  They produce a variety of other devices but one of the places they have made the most fame is in producing their Galaxy line of phones.  They have produced over 8 versions of the Galaxy phone and are continuing to develop more.

The first Galaxy smartphone developed by Samsung was released in 2009.  This is the phone that many people remember in the modern world but their phones started way before that.  One of the first Samsung phones were produced in the 1900s.  These phones were bulkier older phones that you might see sitting on a shelf somewhere or in an old movie.  From brick phones to flip phones, Samsung was not one to just sit back and miss out on being a part of the technology world.

For this article though, we want to focus more on the history of the Samsung Galaxy series of phones.  These are the most recent phones to be produced by Samsung and enjoy a 7+ year history.  The development of these phones is marked with a wide variety of ups and downs for you to take note of.

The first Galaxy phone by Samsung was released in 2009.  This phone ran the first version of Android and was not considered to be anyone’s favorite, especially when it came to visual appeal.  The device was released several months after the HTC Dream despite all of Samsung Phones’ attempts to release it earlier.

The first Android smartphone that was commercially sold in the US was the Samsung Behold II but this phone didn’t win over any consumers.  At first Samsung phones did not have a very successful foray into the Android world, especially in the United States.  One Android Authority article even nicknames their start rags.

The first Galaxy S was released in the US and that was when Americans started to take interest in the device.  However, the device still wasn’t that popular anywhere in the world.  The Galaxy S II changed everything for Samsung phones.  This sleeker device was designed and marketed to be a direct competitor for Apple devices.  People around the world were hooked.

In the United States the Galaxy S II was labeled as the “anti-iPhone”.  Samsung quickly began to develop a name for themselves.

After the popularity that Samsung saw with the Galaxy S II, they learned a lesson.  They had found the perfect body design for their phones.  To this day their phones have all been slight improvements visually, but all still look very similar.  The appearance keeps it recognizable and keeps a consumer loved design.

Eventually Samsung started to develop an even wider arrangement of phones.  From the Galaxy line of Samsung phones to Windows Phone and Tizen powered phones.  With this wide arrangement of phones Samsung phones became very popular around the world.  People could find a phone for every price range they were shopping in.  From affordable to luxury, Samsung had an option that suited everyone.

Recently, the Samsung Note 7 had a pension to explode or catch on fire.  The phone was quickly recalled but the global incident showed something about Samsung.  Despite having a streak of incidents with one model of their phone, people still loved the devices.  Samsung phones had to issue a recall to get the exploding devices back.  While sales dipped for a short period of time, when Samsung released their latest phone, sales were still high.

Today there are several popular models that can be purchased around the world.  The Samsung Galaxy S8 and Samsung Galaxy S8 plus are the newest Samsung phones to be released but their older phones are still being bought around the world.  The Galaxy S7 and S7 Edge are still very popular.  Technology in both of the older devices is still running strong as is the software in a variety of other Samsung phones that are available under different names depending on your carrier.

Samsung phones have come a long way from being a lowly name in the industry to being one of the most trusted names.  Don’t trust just this article for how good Samsung phones are, take a look at some of our reviews.  We have gone hands on with a variety of Samsung phone and wanted to give you honest feedback to help you find the option that is right for you.

Don’t Be Late to Process – OPT and STEM Extension

If you are a person who is often involved in the world of immigration, you may know things in the proposed H-1B optional. Do not see who you are, one thing to keep in mind that some people with the status of H-1B have the right to extend the authorization of the working period in U.S. This article will try to provide you with information to identify someone who is eligible to extend the service period at U.S and provide you with a guide for preparing for an extension of employment at U.S.

As you know that foreign students in U.S with undergraduate or postgraduate degrees are always in F-1 status, they are entitled to Optional Practical Training (OPT) after completing undergraduate or post-graduate education at U.S. Many students who use OPT time to find permanent positions in U.S, this will provide benefits for students if they get a permanent position of having a Visa. By having a visa then someone in U.S will have a longer working period, usually their visa is categorized as non-immigrant H-1B. OPT program has some advantages for foreign students who run it is getting practical training to complete their study. If you are a foreign student in the US who have a long-term plan, then you need the services to take care of OPT extension, you can work with a professional company who offer OPT extension and OPT employment service for the oversea graduation students in the US such as Max-opt.

The U.S. Internal Security Department has issued regulations for students with a bachelor’s degree in Science, Technology, mathematics and engineering reserves the right to apply for an extension of O.P.T for a year over 5 months. To fulfill the requirement of the student must fulfill some requirement that is proof of bachelor degree or post graduate degree in field which I have mentioned earlier. It is expected that the student will change the status of O.P.T (H-1B). I suggest again, if you include the student who happens to be busy with work then you better use O.P.T extension services.

There are some things that you should prepare if you want to apply for extension O.P.T special for graduate students with bachelor degree in science, technology, engineering and math. In general you should pay attention:
> The request must be filed before the normal expiration date expires

> Fill all your degree requirements

> Include a copy of the latest labor authority documents

> Include a copy of the arrival and departure forms

> Include a copy of the diploma

> Make sure the CIP (Classification of Instructional Programs) code is correct

> Whether the name of the company where you work is listed correctly

> Make sure you have 2 photo passport application

> Also check input for archiving costs

> Etc.

What I want to say is, It is very important to prepare everything properly, if any changes or additions to your requirements can be accessed at or other official sites. Errors or lack of data will result in delays in work permits that waste your time. If you are late in getting a work authority in U.S then your job opportunities will also be lost so that will have financial difficulties. If you do not want any of this to happen please work with a professional company that provides extension services for U.S authority like


Getting Auto Retweets – Why Do You Want It?

Twitter is a magical place that can increase one’s popularity. If someone is famous and popular like a Hollywood stars, soccer stars like Cristiano Ronaldo or Lionel Messi do not need to find followers because everyone around the world would want to be his followers. Everyone wants to get famous people tweets so they are famous too. But what about you, who are not famous people, or just famous in school or at work. Of course need a special way to make you famous person on twitter. One way to increase your popularity is by auto retweets.

In the world of twitter there is a term retweet. It is repeating someone’s tweet then retweet has the meaning that we repeat (copy) tweet someone to relay back to our Follower. Retweet can also paste the previous comment, so it can also be used as an alternative to replay. Retweet can raise your message drastically, just imagine if you have 10 followers retweet your message and each have 100 followers you can count buddy, 1000 people view your chirp in cyberspace. I can only say that retweet is a magic.

Why should a lot of retweets? The answer is, so our tweets are read many people, because often in retweet automatically our status will always appear at the top. This is same as in facebook status. More people like our status, the longer status we hang out at the top. So how do you get retweet?

In the world of twitter time becomes a very important factor. Time can affect your audience. Maybe most of your followers are more active when morning, evening or night. If your followers are in a different country it will be different time, right? The mental condition of most people today is always want to know what other people do, especially on the weekend everyone in the world is very happy to upload photos and write their status on twitter. The goal is to have their posts liked or retweets a lot of people.

Some people may not be reading the post on your blog until finished but it takes a very short time to retweet. But there is a faster way if you want to get retweet. You can use auto retweet . Auto retweet is useful to simplify the marketing process for those who like to sell products in the virtual world such as twitter, because twitter is one of the most popular social network today. So do not be surprised if there are many agents or resellers who sell their products. Many websites that provide auto retweets applications, there are free or paid. But my advice is, use the paid because it is more secure and giving you great service.

If you use the services of auto retweets paid will usually get some additional bonus, giving ultra and extra features, especially if you use twitter to do business this service you will get additional tweets, extra connections, more frequent updates every 15 minutes or one hour and still Many more when compared to using free apps.

Watching The Best Online Law Course

If you are interested or able to work as a paralegal the first step you should do is to take a program of linear study with the profession. You do not need to consider the country of origin or residence, now everything is easy because there is internet and even schools can be done online. The internet gives you access to various areas of education, there are many online law courses options that you can choose to live a professional profession professionally.

Only qualified Paralegals will be in demand by many people to handle their legal cases. Not only privately but government agencies, legal institutions require a qualified and professional paralegal. With the right qualifications you will easily get a job and start a professional career for the long term. The qualifications you meet will also make it easier for you to get satisfaction in working.

A false point of view if you think that the degree earned through online will not be as valuable as it could be at a college. Many online-based programs run top law universities across the globe, they provide law school tutors as well as those in class. A lot of successful entrepreneurs who still want to increase the science of law through the internet. The law school tutor give you complete legal materials, shaped files, videos, practice questions, you can also communicate directly with lecturers even you can choose the lecturers you want. But it must be remembered that you should consider the time and cost intelligently. Because I’m sure, people who choose the path of education online is a very busy person.

You should be aware that, not all online law courses are recognized by education majors. To make sure you do not lose a lot of money following an online education program, make sure the university that is in charge has the right accolades. You can search for accrediting agencies easily on the internet, they will guide you to find a good accredited provider university.

The diploma you get after taking online education from an accredited provider university is a major requirement before you enroll in various legal institutions as paralegals in government or private institutions. Always seek a degree program that would allow you to quickly use your skills and start a rewarding career.

As an input, that various colleges provide a different curriculum therefore you should think carefully about your career goals for the future. If you have an interest in a specific area of law, search for a program that offers related modules and training.

Do not let you be tempted by offers that promise a variety of advantages and conveniences, see the university first. If the university in question has just been established may be less worthy of your choice, because it may not have a good reputation in running an online education program.